Thursday, September 3, 2020

Analysis of Leadership and Management Research Paper

Investigation of Leadership and Management - Research Paper Example Consequently, change is a consistent procedure in an association. It goes about as a powerful apparatus, which causes the association to accomplish its objectives and destinations. Change is conceivable just when the workers are prepared to acknowledge the change. In this way, change prompts the change from the old state to the new state, which causes an association to comprehend its outer and inside conditions. (Collett, n.d.). Effective change the board requires representatives backing and top administration support. At the point when the change can't be overseen in a methodical manner, there will be a decrease in profitability and quality. Along these lines, while executing the change by and large individuals are not intellectually and genuinely fit to acknowledge the change since workers are moving their old method of doing the things and in this manner there will be absence of certainty and traitorousness among the representatives. To wrap things up change will prompt an expansi on in truancy. In the event of successful change the board, there will be an expansion in profitability and association standard, the workers will begin contributing thoughts and giving arrangements towards the issues, employees’ intrigue, and inspiration level ascent up.â â To exist in the serious market, an association needs to acquire social change workers so as to assist them with adjusting to the new authoritative culture. In this way, change centers around making another item. For instance, Tea Gardens, Jute Mills and so on are rewarding associations however they have been changing from hand to hand maybe in light of the fact that the new ones are not equipped like the prior ones. That is the means by which changes are constantly going from years to years. Change consistently requires an additional push to learn new things since it gives a chance to individuals to feel liable for the achievement of work. From the hypotheses and models of the change the board, we by and large build up our comprehension of arranged authoritative change. As indicated by Kotter’s structure, change the board centers around expanding representative inspiration and empowering him/her to receive the change (Heathcote and Taylor, 2007, p.2-7). The purpose for the eff ective association change is solid administration and instructing the representatives about the change that will happen in everyday exercises of the association. Kurt Lewin spoke to the three-phase procedure of progress so as to acquire the change the association. His model is, known as Unfreeze-Change †Refreeze. At the Unfreezing stage, the administrators teach the individuals about the change.â â

Saturday, August 22, 2020

Carriage of Goods by Sea Essay Example | Topics and Well Written Essays - 1000 words

Carriage of Goods via Sea - Essay Example The general standard with respect to the use of the Hague Rules is that they apply by their own power (ex proprio rigore) to agreement of carriage secured by a bill of replenishing or any comparable report of title. Workmanship. 2 and the meaning of â€Å"contract of carriage† workmanship. 1 (b) makes this clear.1 .Art.2 †Subject to the arrangements of Article 6, under each agreement of carriage of merchandise via ocean the transporter, comparable to the stacking, taking care of, stowage, carriage, care, care and release of such products, will be dependent upon the duties and liabilities, and qualified for the rights and insusceptibilities henceforth set forth†2 â€Å"Article 1 (b) †‘Contract of Carriage’ applies just to agreements of carriage secured by a bill of filling or a comparable record of title, to the extent that the report identifies with the carriage of merchandise via ocean, including any bill of replenishing or a comparable archive a s previously mentioned gave under or in accordance with a charterparty from the second at which such bill of filling or comparable archive of title manages the relations between a bearer and a holder of the same.3 O sanctioned his boat to T, who thus sub-contracted it on a journey sanction to Charlie for the carriage of a transfer of bananas from Jamaica to London. The journey contract contained bury alia, a proviso joining the Hague/Visby Rules. The journey contract additionally contained a statement expressing that the transporter ought not go amiss under any conditions at all but to spare life.

Friday, August 21, 2020

Sociology of Developing Countries Essay Example | Topics and Well Written Essays - 500 words - 2

Humanism of Developing Countries - Essay Example Undoubtedly, these were seen as to a great extent missing. The urban poor are, by and large, steady of them and consider the to be as giving a valiant effort to comprehend their issues (Griffiths, 2011). So as to profit the provincial poor, it is critical to energize great administration through decentralization. While this by itself can't help the rustic poor in accomplishing this, consideration of the program will prepare them; spur poor people, just as peripheral family units, to look for accessible assets and openings. Outside offices, their assets, experience, and aptitude are essential to improvement of the decentralization procedure (Griffiths, 2011). Urbanization is by all accounts occurring at a remarkable rate, with the vast majority of the people currently living in the urban areas, instead of the open country. By 2050, the UN estimates that 70% of the world’s populace will be urbanized contrasted with just 30% in 1950. Creating nations in Africa and Asia are the most influenced, particularly as open doors for work move to the city and agriculture’s work necessities decline. At last, this pattern may demonstrate destabilizing, as creating nations look set to accomplish lower per capita pay contrasted with created nations at their place of urbanization. Nations with enormous urban populaces of the more youthful age are progressively inclined to common agitation contrasted with those with lower populaces. These creating nations with expanded urban populace likewise experience difficulty in supporting trustworthy establishments of popular government (Handelman, 2011). These poor and confused urban areas likewise make the ideal ground for the rise of groups, wrongdoing masters, just as silly uproars. Quick urbanization of creating nations, in this manner, is relied upon to carry with it amplified situations of what occurred during a similar stage in created nations. Another result of this urbanization of creating nations is worldwide psychological oppression, since the

Saturday, June 13, 2020

Borrowing Student Loans For College

HomeFinancial aidPrivate LoansBorrowing Student Loans For College? What You Need To KnowThis page may contain affiliate links.Jan 5, 2019 A student loan may not always be  part of the picture when planning for college, however for many families, borrowing student loans for college is the reality. If this is the case, hopefully a lot of soul-searching and research enters into the decision if you go the loan route. Being an educated consumer and knowing as much as you can about the types of loans available, the terms, and the lenders, can help you get the best rate possible and potentially alleviate financial pressures for your family.   We recently spoke with Keith Babich, Director of Campus Relations at CommonBond Student Loans. He responded to questions from parents who already had been approved for loans (questions don’t necessarily stop arising just because youve been approved), and was kind enough to give us a very thorough background on the nuances surrounding student loans.  Here’s what we discussed†¦ Can we get an overview of what a student who’s been approved for a loan needs to know? At this stage of the game, you’ve received your financial aid award letter (and if you have not, please call the school). The school received the information from your FAFSA and they were able to determine what the family’s EFC is, and that information was used to determine what type of need-based aid the student is eligible to receive as a result of the family’s income. The award letter will reflect all of the â€Å"free money† (aid awards that dont need to be repaid: grants and scholarships from the school, and grants and scholarships from outside sources). Gift monies come together and are eventually subtracted from the COA (cost of attendance). Usually, whatever is left over is referred to as the â€Å"gap.† (Best case scenario is that the gap is a reasonable amount of money.) The next step to consider is the strategy the family would have to take in order to handle the gap and any other additional costs they cant meet. How does the college award financial aid? Colleges have a formula. Presuming there is need after the free monies are taken into consideration, the school typically first awards a Direct Stafford Loan (Federal) to the student, and those funds come directly from the Department of Education. That amount is $5,500 (for freshmen), and will go directly to the school into the student’s account. Keith’s Tip: It would be foolhardy to forgo the Direct Student Loan  in lieu of a Parent Plus Loan or a private student loan. Students may need the other loans as well, however, they should always max out the Direct Student Loans from the government prior to moving on to others. What does the typical financial aid â€Å"package† look like? Usually, aid is never from a single source. It is a conglomeration of bits and pieces of grants and scholarships from the school, and grants and scholarships from outside sources. How will we know when the funds will be disbursed? There is a a tight line of communication that exists between the college’s financial aid office and those who are providing the funds. (This is true for   subsidized and unsubsidized loans and parent plus and private loans.) Colleges let them loan providers know when the funds are needed.   The Department of Education will let you know when the funds are due to be disbursed AND when they have been disbursed. The financial aid office MUST let you know when the funds have been disbursed. (Funds may come in early, but parents should not stress if that occurs.) Keith’s Tip: There is very limited information that the school can release to parents, spouses, grandparents, etc., in order to protect the student’s privacy. Students can sign a waiver to release this info, and should be asked to do so. This should be done EARLY in the process so that you don’t run into an administrative snafu at the last minute. How long does it take for the loan application process to be completed? Best case scenario: A student (and cosigner) can come in and complete the application within minutes. (CommonBond can approve loans immediately, depending on receiving certain information, and they can then convey that information directly to a college’s financial aid office.) BUT, there is no guarantee that all applications will be processed that seamlessly (some applicants may need to submit additional documents and that can slow down the process), so it is wise to begin the process EARLY†¦like NOW! Why does my student loan need to be certified? In order for reputable lenders to be comfortable with providing their customers the best (and lowest) rates possible, they need to be assured that the customer is a â€Å"good risk,† so to speak. One of the ways they can do that is to develop a relationship with the financial aid office of a school and have that school confirm information about the student regarding their enrollment details and whether that student will rightfully require the amount that is being requested. By certifying student loans, lenders also request confirmation that  the funds will be going to the right place.  Students who are certified by the college have the best repayment histories, and thus can be offered better rates by the lenders. It’s basically a win/win situation for everyone. Keith admits that in addition to CommonBond, there are many other companies that provide good loan products. There are some lenders, however, that do not require loan certification, so make sure your lender does. How many days is the right to cancel? Approximately one week. There are some variations, however, that can range from 3 to 10 days. Which loans can be paid while a student is still in school? The government pays the interest on subsidized loans while the student is still in school. For unsubsidized loans, the interest accrues while the student is in school. (If it is affordable and you are able to do it, Keith advises customers to pay off interest on a quarterly basis.) Keith’s Tip: It is really important to have a long vision in terms of college financing. Don’t think of funding as â€Å"year 1† or â€Å"year 2,† but as a long-term matter. Remember that you will be paying for college for 4 to 5 years, and consider the total, not the incremental costs and your family’s financial situation, especially if you have other children who will eventually be heading down that same path. Can an aunt cosign a loan? Teens generally do not have an established credit history, and it is for that reason that there are very few loans that are offered to students with no cosigner. Adding a cosigner who does have a stellar credit history is a good way to make sure the borrower will be offering the best rate possible. It’s important to bring in those stakeholders. If an aunt is a solid cosigner, then yes, she can absolutely be a cosigner. Why would someone forego the Parent Pus Loan for a private student loan? The Parent Plus Loan offers a fixed interest rate of 7.6%, and the fee structure is 4.248%. This makes the APR for the loan closer to 8.5%. This is a fixed rate for everyone, regardless of credit history, thus the cosigners are not able to compete for a better rate if they choose this type of loan. Private lenders,   such as CommonBond, can offer rates as low as 3.72% to borrowers who qualify. After two years (with certain requirements), many private loans can release the responsibility of the cosigner. (Only private lenders offer cosigner release, but not all lenders do, so make sure you inquire about that.) Private lenders also offer benefits like no pre-payment penalties if a student would like to accelerate their payments. There are also a variety of forbearance options offered as well. What should we look for in a private student lender? Aside from researching their products, a prospective borrower should inquire about a private lender’s customer service policy. Questions about with whom the borrower will have to deal should be addressed. CommonBond’s Customer Care Unit is based in the United States and is located on both coasts so that they can deliver equitable-based service in different time zones. Customer service is provided for the life of the loan and in all years of repayment. How the borrower will be treated for what might be ten to fifteen years should be a consideration when shopping for loans. When does the borrower find out who services their loans? Both Federal and private loans use companies who service those loans. Federal loans are assigned by the Department of Education to a servicer (could be FedLoans Servicing or FannieMae among others). You will be aware who the servicer on your loan is at the time that the disclosures are made at the time of the disbursement. Keith’s Tip: You will get communication about this via snail mail, so open those letters! We didn’t get the full $5,500 in subsidized and unsubsidized loans. Why? You have to â€Å"drill† into what the cost of attendance is at the school and what the other aid that’s coming in is. If the COA minus the other aid (free monies) results in a net amount that is lower than $5,500, then you will only be eligible to borrow the net amount. The amount will be for only what the school determines are allowable costs. Keith’s Tip: If you don’t get what you determine to be the â€Å"correct† subsidized amount, you can go back to the college and appeal. This can only be done if your additional costs are justified and have not been built into the COA. Does it make sense for a family to take all of the subsidized loans that are offered to make sure student has enough for all 4 to 5 years, and then pay back the loan immediately after graduation? Since interest is deferred, if a family has the resources to pay the amount due on a rolling basis and there is security in that income, it does not make sense to take on that debt. But, for families who are unsure about their future, then it is definitely recommended that they go for that loan. (Remember that the funds go directly to the school.) In addition, it gives the student the opportunity to develop some credit as well. And that is a positive! The financial aid office said there’s a maximum to the Parent Plus Loan, so we need to take out a private loan. Thoughts? Parent Plus Loans do not have a cap or limit†¦in theory. The limit is the available costs that need to be covered by the school. The school determines this cost, and in some instances it may not align with the realities of the student’s needs. If this situation occurs, you can appeal. However, the problem is that the limit will still be there and the school will not certify any loans that will be attempted to cover that cost. If an appeal is made, it must be VERY specific and include actual, specific data to back it up. Watch the entire Facebook Live here

Wednesday, May 6, 2020

Globalization and Its Effect on Consumer Behavior

090246000 Trends in Global Marketing Strategies Changing dynamics of consumer behavior due to globalization Cross-Cultural Consumer Behavior Rosemarie van Alst, vanaalst@lut.fi, 0274505 Susanne Rinn, rinn@lut.fi, 0274411 2 Table of contents 1. INTRODUCTION...............................................................................3 2. THE CHANGING DYNAMIC OF CONSUMER BEHAVIOUR: IMPLICATIONS FOR CROSS-CULTURAL RESEARCH..................4 3. CENTRAL AND PERIPHERAL CONSUMPTION CONTEXTS: THE UNEVEN GLOBALIZATION OF CONSUMER BEHAVIOR.....7 4. GLOBALIZATION AND RELUCTANT BUYERS...........................9 5. THE CHANGING CONSUMER IN THE EUROPEAN UNION: A†¦show more content†¦One of the results of this changing dynamic is that the consumers are becoming exposed to the products, lifestyles and behaviour patterns of consumers in other countries. There are some reasons, for example that barriers come down (European Union) and consumers and goods move freely across national boundaries. Firms gradually alter traditional patterns of behaviour, by introducing new products, services and ideas into the global market place. As a result countries or cultures can no longer be viewed in isolation as a set of separate entities, characterized by their own distinctive value-systems, traits and customs. 5 In the 60s and 70s the first studies (cross-cultural consumer research) emerged, which examine the consumer behaviour in the different countries. Studies were primarily descriptive and lacked any strong conceptual framework to interpret findings and make inferences about observed ‘similarities or ‘differences in behaviour in different countries. One wanted to examine whether similar consumption samples and behaviour in similar demographic and sociological-cultural groups in the different natio nal cultures exist. A number of studies have focused on examining the universality of consumer models in different countries and cultural contexts. 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Party Activists as Campaign Advertisers †MyAssignmenthelp.com

Question: Discuss about the Party Activists as Campaign Advertisers. Answer: Introduction: Australian Agency Law focuses on the equation between the principal and an agent who are entitled to work together. As per the law, it is known as the quasi-contractual relationship that associates a person called the agent who is requested to execute his actions on behalf of another person. The other person being the principal must form legal relations with a third party. Dillon v. Gange held that there must be a mutual consent between both the principal and the agent. However, in a few cases such a relationship is known as an employer and employee relationship (Robert 2013). An agent and principal form the first contract. Such a contract gives authority to the agent to work on his behalf of his principal. Thereafter, follows a second contract, which is created between the principal and the third party due to the activities of the agent. A principal is mostly held liable for the acts committed by his or her agent as observed in the case of Life Assurance Corp v. Pro Golf Association . Therefore, the principal is said to have an additional obligation to guarantee the agent for any sort of payments that have been incurred by the agent. The terms and clauses of the Agency Law have been discussed majorly under the Common Law (Donald 2013). No statutory requirements need to be produced in between the terms of the notice period. As observed from the law an agent has a few specific duties towards the principal that should be carried out. Firstly, an agent is bound to follow the instructions that are provided by the principal. Secondly, an agent should be always be faithful to his or her principal. His work is to act for the best interest of the principal and he should not make any kind of secret revenue from the principal. Thirdly, his duty is to maintain and balance the account of the amounts that are usually paid and received on behalf of the principal. Fourthly, an agent must make use of reasonable skill and techniques to perform any kind of specific task when the principal is not present. Therefore, an agent must always act in due care and negligence. Lastly, the principal must get informed about all the matters and issue that comes to the knowledge of the agent when linked to their agency relationship (Beaupert et al. 2017). For example, an owner of a car may be held liable vicariously because of the negligence caused by an individual to whom the car was loaned (Oliver, Justin and Paul Schoff 2017). Hence, if the owner was a principal and the driver was the agent, he will be held liable for the actions of his agent. Consolo v Bennett states that like an agent, even the principal is bound by certain duties towards his agents. The principal must be present to compensate the agent based on the liabilities that can occur on part of the unauthorized activities of the agent. The principal is also bound to indemnify the agent when services were completed by him on time. In case of a disbursement committed by the agent, it is the duty of the princi pal to reimburse such an agent. The principal should provide necessary cooperation to the agent while he is carrying out his activities. However, the agent is also permitted to recover the expenses that were made during the period of agency. These expenses generally include registration fees and travelling expenses (Eric 2013). It can stated that according to the relationship of the principal and the agent, employers are vicariously liable in relation to the theory of superior doctrine. This concept is generally applicable when the employees in the course of their employment commit negligent activities (Jonathan 2015). When both the employer and employee are in a legal contract, they both have to fulfill their legal duties and act accordingly. The contract formed between them will not be considered to be valid if one of the parties have not failed to carry out his duties. According to the law, there are a few specific cases where the right of indemnity cannot be vested on the agent. There are conditions based on this concept. Firstly, an agent will be committing unauthorized act if he outbursts the functions that was entrusted by the principal. The principal has the right to call the agents actions unauthorized if the principal before did not ratify it. Secondly, the agent will have no right to reimburse if it was an unlawful act, which was carried out by him. Although there are cases when the services performed by the agent to the principal consists of an implied term (Enos, Ryan and Hersh 2015). The agent will not be in a situation to reimburse if such is the situation. However, unlawful acts are not accepted. Thirdly, the agent will be committing a breach of his duties if he acts negligently during the course of his employment. He services rendered by the agent to its principal includes an implied term. Implied terms is present in the agreement where the agent may not be in the situation to ask for remuneration that deserves from the incident. Thus, these a re the basic and general rules of the Agency Law that needs to be applied in the given scenario. From the given scenario, it can be observed that the breeder and carer of an alpaca was Steve. He used to charge $100 per week for taking care of them. Steve was hired by Bianca to take care of her alpaca. Thereafter, formed an agent and principal relationship between Steve and Bianca based on mutual consent. Steve had noticed that one of the pregnant alpacas were not well and was having respiratory trouble. Steve was tensed in such a moment as he was the temporary care taker of the alpaca. He was invested with certain duties that he had to carry out. There was a mutual consent between them and an employer-employee relationship was created. By seeing the alpaca suffer Steve thought of calling Bianca, the owner as it was his duty to inform the principal about the activities (Knapp et al. 2016). Bianca was unavailable and he could not have a word with her regarding the situation. However, being an agent, Steve ensured to inform his principal about his duties so that he is not held liab le later. Seeing the condition of the alpaca getting worse, he took it to the veteran and the doctor suggested that the alpaca needs to get operated (Persson, Sybille and Wasieleski 2015). After hearing so, he tried contacting the principal, Bianca as he was working under his instructions but could not reach her as. She was unavailable throughout the time Steve tried contacting her, He had called at her home, her housekeeper received the call but did not show much interest and attention to what Steve was saying. However, Steve had no other option but to take the alpaca to the veteran as the condition was deteoriating. The veterinarian took the permission from Steve for operating the alpaca and it was a complete success that Steve carried out his duties being the carer of the alpaca. Once Steves principal and the owner of the alpaca returned to take back she found about the operation of the alpaca. Steve cleared and paid all the expenses that were incurred during the operation. When Bianca had arrived to collect the alpaca, she was informed by Steve that an amount of $3500 was paid by him for the operation of alpaca. Steve took all the responsibilities and carried out his duties without committing any kind of unlawful and unauthorized act. Applying the Agency Law, being the agent, Steve was loyal and faithful to the employer who had given him the instructions and carried them out accordingly. The principal is bound to compensate the agent, if there is no fault of the agent and he has carried out his duties within time. If the law is applied in this scenario, Steve had performed his duties as an agent. It was because of Steves sincerity and caring nature that Biancas alpaca got saved. Therefore, Bianca will be held liable for the expenses that were incurred by her agent. She is bound to reimburse Steve. The principals duty is to indemnify the agent based on the account that authorized and the agent for keeping the best interests of the principal executed lawful acts. Conclusion In this regard, it can be concluded stating that the Agency Law needs to be followed and applied in a situation where the relationship of Principal and Agents exist. As observed from the above scenario, it is to be stated that an agent cannot be liable personally. The principal will always be held liable for the activites of the agents. Therefore, it can be concluded by stating that Bianca, the principal will be held liable to pay the amount of $3500 to Steve his agent. References: Beaupert, Fleur, Linda Steele, and Piers Gooding. "Introduction to disability, rights and law reform in Australia: Pushing beyond legal futures."Law in Context35, no. 2 (2017): 1. Chang, Linda, and Jengchung Victor Chen. "Aligning principal and agents incentives: A principalagent perspective of social networking sites."Expert systems with applications41, no. 6 (2014): 3091-3104. Dewing, Jonathan. "Howard Bennett, Principles of the Law of Agency." (2015): 497. Enos, Ryan D., and Eitan D. Hersh. "Party activists as campaign advertisers: The ground campaign as a principal-agent problem."American Political Science Review109, no. 2 (2015): 252-278. Knapp, Charles L., Nathan M. Crystal, and Harry G. Prince.Problems in Contract Law: cases and materials. Wolters Kluwer Law Business, 2016. Langwoort, Donald C. "Agency law inside the corporation: Problems of candor and knowledge."U. Cin. L. Rev.71 (2013): 1187. Oliver, Justin, and Paul Schoff. "Agency and Competition Law in Australia Following ACCC v Flight Centre Travel Group."Journal of European Competition Law Practice8, no. 5 (2017): 321-328. Persson, Sybille, and David Wasieleski. "The seasons of the psychological contract: Overcoming the silent transformations of the employeremployee relationship."Human Resource Management Review25, no. 4 (2015): 368-383. Rasmusen, Eric. "Agency law and contract formation."American Law and Economics Review6, no. 2 (2014): 369-409. Sitkoff, Robert. "An agency costs theory of trust law."Cornell L. Rev.89 (2013): 621. Spanjol, Jelena, Leona Tam, and Vivian Tam. "Employeremployee congruence in environmental values: An exploration of effects on job satisfaction and creativity."Journal of Business Ethics130, no. 1 (2015): 117-130. Tanwar, Karnica, and Asha Prasad. "Exploring the relationship between employer branding and employee retention."Global Business Review17, no. 3_suppl (2016): 186S-206S.

Sunday, April 12, 2020

Literary Journalism Essay Topics - Writes About Authors

Literary Journalism Essay Topics - Writes About AuthorsWhen considering literary journalism, it's easy to think of yourself as a kind of detective, piecing together the truth about the lives of authors. Sometimes, as in this article, that's exactly what you are doing. The truth is that you're writing articles about this writer.What if I told you that your reading will enrich someone else's? What if I told you that you can't get anywhere without first starting at the beginning and working backwards? What if I told you that you don't have to worry about being right? What if I told you that the fact that you read the same piece for hundreds of times is an advantage, not a disadvantage?The more time you spend with a writer's life, the more relevant it will become to your own. To be honest, you probably won't understand the character or the world of the author as you read, but the moments that count will be those that come to you through the window of perception, that epiphany where the w riter speaks directly to you, his or her innermost thoughts, the clues to his or her true personality and heart. The reader who experiences the writer's thoughts will be the writer's equal.There is a distinction between a literary journalism article and a literary fiction piece, and it's important to distinguish them because some writers are better suited to one form than the other. For example, a novel can be written in any genre you want - poetry, memoir, travelogue, even autobiography. This doesn't mean, however, that all novels are literature, nor that all nonfiction is literature.Novels are more sophisticated than anything else. They are very much of the mind. A literary fiction piece is more of the ear, more of the heart, something that is about the writer and not just about the world.You have to be careful about how you relay the writer's words because he or she will tell you everything, even the most literal truths. They might not even like it, or even be aware of it. But in their minds, they will experience the same thing.There are many areas of literary journalism that you'll need to think about, from the connections between a city's history and its present day to the basics of the plot and the characters involved. Don't forget the author's quotes, of course.